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It's as easy as 1, 2, 3.
Time and Term Program
This program is a great alternative to CD’s , stocks, and bonds. The 1, 2 and 3 year investment pays interest quarterly, returning the principal investment at the end of the term.
Robert H. Groover
275 Parkway 575, Suite 100
Woodstock, GA 30188
Investing with Devall is as easy as 1, 2, 3.
| Time and Term |
1 Year |
2 Year |
3 Year |
| up to $49,999.00 |
8% |
9% |
10% |
| $50,000.00 and up |
12% |
13% |
14% |
How does our program compare?
Time Term and Interest Rate
Comparison*
| Term |
T-Bills |
Municipal |
CD |
| 6 Month |
1.69% |
2.14% |
3.12% |
| 1 Year |
2.06% |
3.10% |
3.35% |
| 2 Year |
2.24% |
2.92% |
4.00% |
| 5 Year |
3.12% |
3.49% |
4.55% |
* Sources: Charles Schwab, www.schwab.com and/or www.bankrate.com. Percentages are highest advertised payouts.
How does it work?
You decide how much you are going to invest $10,000.00 or more and the length of time you want to participate in. You receive the annual percentage rate listed above depending on investment amount and time frame. Interest payments are made each quarter. All of the Time and Term investment programs return the initial investment at the end of the term.
How is it managed?
What our investors are buying is a note not stock. This is secured with a deed of trust (secured interest in real estate that Devall owns). All investments are guaranteed by 1 1/2 times the amount of the investment through deeds of trust. The deeds of trust are either equity funds or real estate owned. So a $50,000 investment is secured by $75,000 of value. Even if the worst happens to Devall, your investment can be recovered and in most cases more than your investment through the deed in trust that we secure the investment with/p>
Can I get out early?
Since security deeds have a value and a beneficiary position in a trust carries a value, an investor can get out at any point; either by selling his investment or Devall will replace his investment with another investor. However, if the investor sells his interest, he/she may have to sell for less depending on the time remaining in the investment. Devall can place the investment or the interest with another investor by extending the terms for cash on cash replacement. Effectively returning all of the cash to the original investor, but keep in mind this may take a few days or weeks to accomplish. In no event, is there ever a penalty from Devall.
Comparison
If an investor placed money in the stock market, the ownership is stock and as long as the company does well the investor sees benefit. If the company folds as some mortgage investment groups did during the height of the sub-prime correction, the investor loses their entire investment. One of our solutions allows the investor to hold secured interest in properties (not stock) and if the worst happens to Devall, the investor still can reclaim his (her) investment, possibly more.
Why are the rates so high?
We have been investing in Real Estate for many years with great success. To date none of our property has failed to make a profit. We have used both banks and private investing with equal success. What we used to pay banks when doing loans with them and the cost of closings is how we figure the rates to offer investors. Devall actually pays the same (if not a hair more) as we would if we went to a bank with all the corresponding fees.
Get started with Time and Term now!
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